POST
/
v1
/
source-of-funds
curl https://api.zquence.com/v1/source-of-funds \
  -H "x-api-key: $ZQUENCE_PUBLIC_KEY" \
  -H "x-api-secret: $ZQUENCE_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{"userId": "usr_01HX3ZAB..."}'

{
  "id": "sof_01HX3ZV...",
  "userId": "usr_01HX3ZAB...",
  "tenantId": "tnt_01HX3Z8MQW...",
  "status": "draft",
  "createdAt": "2026-04-22T11:00:00.000Z"
}
See the source-of-funds guide for the end-to-end flow.

​
Body

​
userId
string
required
​
declaredSource
string
Free-text summary - e.g., “Salary + property sale”.

​
Returns

A SoF record with status: "draft". 
curl https://api.zquence.com/v1/source-of-funds \
  -H "x-api-key: $ZQUENCE_PUBLIC_KEY" \
  -H "x-api-secret: $ZQUENCE_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{"userId": "usr_01HX3ZAB..."}'

{
  "id": "sof_01HX3ZV...",
  "userId": "usr_01HX3ZAB...",
  "tenantId": "tnt_01HX3Z8MQW...",
  "status": "draft",
  "createdAt": "2026-04-22T11:00:00.000Z"
}